14+ Aluminum Wiring Insurance Bc
Aluminum Wiring Insurance Bc
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This is why most insurance companies are stricter when it comes to insuring properties with aluminum wires.
Aluminum wiring insurance bc. Aluminum wiring was ul listed for residential use in 1946. The outer covering of the cable will be marked about every 12 inches with the word aluminum or an abbreviation such as “alum” or “al. The use of aluminum wire for feeders and service entrances was common by the early 1950’s and continues today.
If so, it may have aluminum wiring. Since aluminum wiring has been phased out due to safety concerns, and is viewed as a risk by insurance companies, you may have issues getting coverage for homes with this type of wiring. Ask your insurance company for their requirements.
Much like homes with knob and tube, some companies provide coverage, and others don’t. Like any systems in your home, if your wiring has any visible signs of wear and tear that could prove hazardous to your home, your insurance company may require you to make repairs or upgrades, or risk being dropped from your policy. They state that aluminum possesses certain qualities that,.
You may need to repair or replace the wiring, and provide a copy of the esa certificate of acceptance to the insurer. While copper is known to have better conductivity, over 450,000 homes in canada are estimated to have aluminum wiring. The electrical authority in ontario, canada says, “aluminum wiring itself is safe and if proper connections and terminations are made without damaging the wire and using approved materials installed in accordance with the ontario electrical safety code and the manufacturer’s instructions, there should be no problems with the aluminum wiring installation.”
When an aluminum wire is inserted into the alumiconn lug, it is coated with a thin layer of silicone grease to provide resistance from oxidation. The alumiconn method is the most accessible and cost effective solution to addressing aluminum electrical wiring issues. This process must be applied to all.
Almost all insurance companies now require electrical safety inspections by licensed, professional electricians before an insurance policy sale or renewal in older homes where. Electrical modifications are usually needed and in some cases complete rewiring is. Where aluminum wire is present, special service connectors must be used.
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