38+ Can You Sue An Insurance Company For More Than The Policy
Can You Sue An Insurance Company For More Than The Policy
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Bringing a personal injury lawsuit against more than one defendant.
Can you sue an insurance company for more than the policy. However, this recent settlement of ours is a good example of how an insurance company can be made to pay more than their policy limits. You can sue for any amount you want. If you are injured in a car accident, you can sue the driver who caused the accident for the full cost of your injuries and vehicle damage, even if that amount if much greater than the insurance policy limits.
The truth is, you can’t force an insurance company to pay beyond the bounds of its policy limit. Unfortunately, you cannot make an insurance company pay beyond its policy limit. This means that the insurance company may be liable to pay for a covered accident only up to the limits of the policy.
It would depend on the circumstances. If the insurance company settles the deal is usually that the settlement ends the matter in. Yes, you can be sued personally for any amount above and beyond collectible insurance coverage.
When you do, the insurance company will hire an attorney to defend the other driver in your lawsuit. Trying to collect from a defendant personally. But if you have insurance, you may not have to worry about it.
Therefore, you cannot sue the other driver’s insurance company directly. You can certainly sue for more than the insurance liability policy limits. Generally, it is true that you can only recover the amount of the policy limit.
Manufacturers have larger insurance policies, so you can receive more in compensation. If either your car or the car that hit you was defective, you might also sue the manufacturer, arguing that the defect contributed to the accident. You must sue the other driver personally.
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